Financing Tubal Reversal Surgery Is Easy!
Financing tubal reversal surgery is easy! Dr. Monteith works with several financing companies that provide financial assistance to those who may not be able to pay the full amount for surgery but want to maximize their chances of becoming pregnant by starting as soon as possible.
Many people understand the older they become the more challenging it is to become pregnant. For some it may be a better choice to finance tubal reversal surgery and start trying to become pregnant when they are younger…. rather than wait 5 to 10 years to save enough for reversal surgery.
Financing tubal reversal surgery allows you to have tubal reversal surgery now…but pay later.
Dr. Monteith has partnered with a select number of financing companies. These financing companies provide the fairest financial arrangements to both the patient and Dr. Monteith.
Tubal Reversal: Consider Paying In Full or Using a HSA/FSA Card
In general, we recommend you try to pay for the surgery in full for the best deal because, when you finance, you will pay more for the surgery overtime because of the higher interest rates charged by financing companies.
Most patients will pay in full for tubal reversal surgery using either a credit card or wiring the money to Dr. Monteith’s office at the time of scheduling. Although health insurance will not pay for tubal reversal or Essure reversal, you can start a Health Savings Account (HSA) or Flexible Spending Account (FSA) and pay for reversal surgery with your HSA/FSA cards.
Using a HSA/FSA provides several important benefits:
- You may meet your annual health insurance deductible quicker
- You can use pretax dollars to pay for an elective surgery
- You may see some tax savings/benefit
Many patients will be able to have reversal surgery sooner if they finance the surgery. The companies below are financing companies that work directly with Dr. Monteith to help patients afford tubal reversal surgery.
We recommend you:
- Read through the financing information below.
- Use the link at the bottom of this page to go directly to our website dedicated to reversal surgery.
- Apply for financing directly from the companies using their on-line applications. The links to the financing companies can be found on our reversal website (See link at the bottom of this page).
Advance Care Card
We feel the Advance Care Card offers patients the best way to finance tubal reversal surgery. Why?
The Advance Care Card acts like a credit card but technically is a surgery financing card.
The card works just like a credit card and allows you to pay for reversal surgery and avoid the higher surgery financing fee charged by our office. You can also use the Advance Care Card for travel related expenses while having your surgery.
We do not accept financing for Gentle Touch Vasectomy under local anesthesia but we do allow patients to use the Advance Care Card to pay for Gentle Touch Vasectomy because this financing arrangement is structured like a credit card.
The application to obtain an Advance Care Card is easy and you can schedule reversal surgery as soon as you receive your card. Approved applicants may receive up to 14 months of interest free financing.
With the Advance Care Card credit lines up to $25,000 are available with interest free periods of up to 14 months. Once approved, you will receive your Advance Care Card within 72 to 96 hours by priority mail and you can then schedule reversal surgery.
Poor Credit? Use My Medical Funding
My Medical Funding is structured like a personal loan and less like a surgery financing arrangement.
As a result of financing laws, it is easier for potential patients to qualify for a direct personal loan rather than financing. My Medical Funding is specifically tailored for applicants who have lower credit scores.
You should consider applying for My Medical Funding if you:
- Want to avoid financing and would prefer a direct loan
- Have a low credit score and can not get approval for surgery financing
Using My Medical Funding is appealing because the money will be sent directly to your bank account… you can use this money to obtain the lower cash discounted fee, avoid the higher fees charged for financing surgery, and use the loaned money for travel, food, or medication expenses.
United Medical Credit
United Medical Credit assists patients by helping them finance medical procedures and this financing company is a leading US medical financing company. United Medical Credit is able to provide you with the right medical financing options, at the best rates, and in a timely fashion.
United Medical Credit offers surgery financing plans and direct patient loan options:
(1) United Medical Credit Provider Direct Financing
(2) United Medical Credit Patient Direct Loan
1. United Medical Credit Provider Direct Financing
UMC Provider Direct financing is a surgery financing program.
If you obtain approval for United Medical Credit Provider Direct financing, then they will send your surgery payment directly to A Personal Choice after your surgery is scheduled.
2. United Medical Credit Patient Direct Loan
United Medical Credit’s Patient Direct Program is a direct personal loan program… a loan to you sent directly to your bank account.
If you are approved for United Medical Credit’s Patient Direct Program, they will send money directly into your personal bank account.
UMC’s Patient Direct Program offers much more flexibility because money is deposited into your bank account before surgery is completed! This money can be used for any expense related to your reversal surgery.
The UMC Patient Direct Loan Program will fund amounts of up to $25,000. You can then use these funds to pay A Personal Choice directly for your surgery and to pay for travel, lodging, food, or medication expenses!
Important Points About UMC’s Patient Direct Loan Program
*Excellent credit is required to qualify for the Patient Direct Program. Not all applicants will qualify.
*The Patient Direct program is currently NOT Available for applicants residing in Colorado, Connecticut, Iowa, Maine, Maryland, New York, North Dakota, Pennsylvania, Rhode Island, Vermont and West Virginia.
How to apply for UMC Financing for reversal surgery?
With the best financing reversal company working with A Personal Choice it has never been easier to finance tubal reversal surgery or finance vasectomy reversal surgery.
United Medical has also partnered with A Personal Choice to offer patients financing for Essure reversal and Essure removal surgery.
More information and advice of Financing Tubal Reversal Surgery
If you would like more information about financing tubal reversal surgery with Dr. Monteith, including tips and advice on how to submit a successful loan application, then visit Dr. Monteith’s website dedicated to reversal surgery: