Health insurance will never pay for vasectomy reversal surgery. Men having vasectomy reversal will have to pay out-of-pocket or obtain vasectomy reversal financing. Fortunately, Dr. Monteith works with several companies that provide great options for vasectomy reversal financing.
Obtaining vasectomy reversal financing is an easy process… all you have to do is submit an on-line application directly to one of the the financing companies listed below. After reviewing your application, the financing companies will notify you of the total amount of financing you can obtain.
As a general rule and to obtain the best deal, we recommend you try to pay for surgery in full rather than finance your vasectomy reversal.
If you finance vasectomy reversal, you will end up paying more for the surgery because of the interest rates charged by financing companies.
Most patients will pay in full for vasectomy reversal surgery using either a credit card or by wiring the money to Dr. Monteith’s office at the time of scheduling.
Consider HSA or FSA to pay for vasectomy reversal
Rather than finance, we recommend you start a Health Savings Account (HSA) or a Flexible Spending Account (FSA). Although health insurance will not pay for vasectomy reversal surgery, you can use HSA/FSA to pay for vasectomy reversal surgery using pretax dollars you have contributed to your HSA/FSA. By using a HSA/FSA, the pretax money paid toward vasectomy reversal surgery may contribute towards your annual health insurance deductible, paying down your deductible may reduce your total health care costs later in the year, and the HSA/FSA may offer you tax benefits.
Many patients will be able to have vasectomy reversal surgery sooner if they finance the surgery. Dr. Monteith works with the companies listed below to help patients with vasectomy reversal financing.
Vasectomy Reversal Financing: Advance Care Card
This is the best option for vasectomy reversal financing is the Advance Care Card.
The is card acts more like a credit card and less like surgery financing.
The Advance Care Card is easy to obtain and very easy to use.
The Advance Care Card works like credit card but technically is a surgery financing card. It allows you to pay for vasectomy reversal surgery and avoid the higher financing fee charged by our office. You can also use the Advance Care Card for other necessary expenses while having vasectomy reversal.
We accept the Advance Care Card for both His Choice Vasectomy procedures and vasectomy reversal surgeries.
The Advance Care Card can also be used to finance a His Choice Vasectomy procedure.
The application to obtain an Advance Care Card is easy. You can schedule your procedure as soon as you receive your card. Approved applicants may receive up to 14 months of interest free financing!
With the Advance Care Card credit lines up to $25,000 are available with interest free periods of up to 14 months. Once approved, you will receive your Advance Care Card within 72 to 96 hours by priority mail and you can then schedule either your vasectomy or vasectomy reversal procedure.
Vasectomy Reversal Financing: Poor Credit? Use My Medical Funding
If you have poor credit and are looking for vasectomy reversal financing then you should definitely apply for My Medical Funding.
My Medical Funding is structured like a personal loan and less like a surgery financing arrangement. As a result of financing laws, it is easier for patients to qualify for a direct personal loan rather than financing. My Medical Funding is specifically tailored for applicants who have lower credit scores.
You should consider applying for My Medical Funding if you:
- Want to avoid financing and would prefer a direct loan
- Have a low credit score and can not get approval for other types of surgery financing
My Medical Funding can be very appealing because the money will be sent directly to your bank account… you can use this money to obtain the lower cash discounted fee, avoid the higher fees charged for vasectomy reversal financing, and also use the money for travel related expenses.
Technically, My Medical Funding is a direct loan to the patient. If you desired you could apply for this loan and, if approved, use this loan to pay for His Choice Vasectomy procedure.
Vasectomy Reversal Financing: United Medical Credit
United Medical Credit is a solid company that can easily provide you assistance for vasectomy reversal financing. United Medical Credit is able to provide you with the right medical financing options, at the best rates, and in a timely fashion.
United Medical Credit offers vasectomy reversal surgery financing plans and direct patient loan options:
(1) United Medical Credit Provider Direct Financing
(2) United Medical Credit Patient Direct Loan
1. United Medical Credit Provider Direct Financing
UMC Provider Direct financing is a surgery financing program.
If you obtain approval for United Medical Credit Provider Direct financing, then they will send your surgery payment directly to His Choice after your vasectomy reversal surgery is scheduled.
2. United Medical Credit Patient Direct Loan
United Medical Credit’s Patient Direct Program is a direct personal loan program… a loan to you sent directly to your bank account.
If you are approved for United Medical Credit’s Patient Direct Program, then they will send money directly into your personal bank account.
UMC’s Patient Direct Program offers much more flexibility because money is deposited into your bank account before surgery is completed! This money can be used for any expenses related to your reversal surgery.
The UMC Patient Direct Loan Program will fund amounts of up to $25,000. You can then use these funds to pay His Choice directly for your surgery and to pay for travel, lodging, food, or medication expenses!
The UMC Patient Direct Loan is a good option to pay for either a vasectomy procedure or vasectomy reversal surgery.
Important Points About UMC’s Patient Direct Loan Program
*Excellent credit is required to qualify for the Patient Direct Program. Not all applicants will qualify.
*The Patient Direct program is currently NOT Available for applicants residing in Colorado, Connecticut, Iowa, Maine, Maryland, New York, North Dakota, Pennsylvania, Rhode Island, Vermont and West Virginia.
How to apply for UMC vasectomy reversal financing?
With the best financing reversal company working with His Choice it has never been easier to finance reversal surgery.
Apply Now For Financing!
If you would like more information about financing either vasectomy reversal surgery with Dr. Monteith, including tips and advice on how to submit a successful loan application, then visit Dr. Monteith’s website dedicated to reversal surgery:
More information: His Choice: Financing reversal surgery
Using the link above, you can do directly to Dr. Monteith’s financing website and apply on-line directly to the companies listed above. The application process is easy and you can find out if you qualify within 24 to 48 hours.